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THIS IS NOT INSURANCE.
NOT AVAILABLE IN ALASKA, CONNECTICUT, OKLAHOMA, MONTANA, RHODE ISLAND, VERMONT.
TelaDoc

When you can't reach your primary care physician or when it's after your doctor's normal hours of operation call a national network of board eligible, primary care physicians who specialize in cross-coverage consultation. Members can access a physician within 3 hours of their incoming call. The doctor will diagnose the problem and if necessary writes a prescription to the member's pharmacy of choice. A doctor licensed in your state is available 24 hours a day, 7 days a week, and 365 days a year. Perfect for business people who travel, truck drivers, families with kids at college, everyone looking to lower their medical costs, save time, and have convenience!!!

Benefits include:

• On-demand no-cost phone consultations with a knowledgeable caring physician from any phone, 24 hours day, 7 days a week, as often as needed.
• Speak to a doctor quickly... usually 30 to 40
minutes, but always within 3 hours guaranteed
.
• No outrageous fees or unexpected charges... no consultation fees – far less expensive than the cost of a primary care physician office visit ($80 – $100 average) giving you on-demand health-care for everyone, even those with pre-existing conditions and illnesses.
• All dependents included - even aged parents living in your home or any children (must be 12 years or older) up to 25 years old living at home or away at college.
• Get short-term prescriptions (doctor discretion) phoned in pharmacy.
• National network of licensed primary care physicians who are board certified or board eligible and specialize in telephone medical consults. They are internists,
urgent care doctors and family practitioners.
• Fast, cost effective medical attention that
saves
time and money, solves most medical issues quickly.

• No more waiting for an appointment until next week to receive medical attention.
• Fewer hours spent in doctor’s offices and emergency rooms away from work or family and not having to travel long distances to see a provider.
• Doctor diagnosis and prescribes medicine over the telephone 24/7 and 365 days a year.
• If needed, prescriptions phoned into the member's local pharmacy.
• Reduce the number of hours spent away from work therefore increasing productivity.
• Good while Traveling as well as Nights and Weekends.
• Saves on visits to ER (average cost over $800) or Emergency Care Facilities (average cost over $500).
• Doctor reviews your personal Medical History Disclosure form prior to each consultation to aid diagnosis.
• Most medical issues can be resolved from
any remote location.
• CMS 1500 Form for reimbursement (if applicable).
• Physicians diagnose routine medical problems and prescribe short-term medication when appropriate.
• Patient access to portable electronic health records with HIPAA compliant secure servers.
• Portable Electronic Health Record - FREE.
• Bilingual Doctors on staff and interpreters available.
•TelaDoc not available to those traveling in South Carolina or Oklahoma or residents of these states.

NOTE: TelaDoc does not prescribe DEA controlled substances or lifestyle drugs. Also, each TelaDoc member must complete a Medical History Disclosure prior to requesting a consultation. You may complete this online for FREE or you may call and a representative will take your medical history over the phone for $12.

Tiered Pharmacy

The Tiered-Pricing Pharmacy Plan takes the guess work out of paying for prescription medications and is designed to save you money on generic and brand name prescriptions. There is no underwriting process or lengthy application and you cannot be turned down. To get the most out of this program you should ask your doctor to prescribe a drug within the first three tiers if possible. Often times drugs within the same therapeutic class can be prescribed in place of an expensive brand name drug. If you choose a higher priced brand name drug there is a discount available. This program is accepted at over 75% of pharmacies nationwide. Discounts also apply to drugs not listed in one of the following tiers as well as maintenance medications purchased through the mail order program.

• Tiered prescription pricing on brand or generic drugs
• Prescription Pricing equivalent to an insured co-pay card
• Discount on all US manufactured drugs

Three-Tiered Program of Prescription Drug Savings:

Tier I $10 or less for preferred brand & generic drugs
Tier II $20 or less for preferred brand & generic drugs
Tier III $40 or less for preferred brand & generic drugs

Special discounts are provided on preferred brand & generic drugs over $40. Accepted at over 56,000 pharmacies and independent pharmacies nationwide throughout the United States. For added convenience and deeper discounts, members can have mail-order prescriptions faxed by a physician filled as written and charged to a credit card on file. Unique online Drug Price Check Utility provides members the ability to find the price of their prescription(s) on the day of their search at participating locations in the ZIP Code of their choice. For locations, price quotes, comparisons, etc. CLICK HERE.

The following list is only a small example of some of the chains included in the pharmacy program:
NOTE: Pharmacy discounts are NOT insurance, and are NOT intended as a substitute for insurance. This plan does NOT make payments directly to the provider. This discount card program contains 30 day cancellation policy.


NOTICE ON IAB MEDICAL SAVINGS PLAN
1. This plan is NOT a HEALTH insurance policy.
2. This plan provides discounts at certain health care providers for medical services.
3. This plan does not make payments directly to the providers of medical services.
4. As a plan member, you are obligated to pay for all health care services but will receive a discount from those health care providers who have contracted, directly or indirectly, with IAB.
5. Discount Medical Plan Organization: IAB P.O. Box 224767 Dallas, TX 75222-4767 (800) 275-1171

NOT AVAILABLE IN ALASKA, CONNECTICUT, OKLAHOMA, MONTANA, RHODE ISLAND, VERMONT.

IAB

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